Privacy Policy

Terms and Conditions

AL SHIFA & SAADA TRADING LLC(“AS & S Trading ”) may receive credit card payments via any online payment facility (“Online Payment Facility”).  AS & S does not own or control the operations of these payment gate services as it is a third-party service provider.

By using the Online Payment Facility on this website you accept these terms and conditions. Please read these terms carefully before using the Online Payment Facility.

Definitions & Interpretation

The following terms shall have the meanings set out below:

Card Supplier” means the institution that owns the debit or credit card you are using on the Online Payment Facility.

Fees” The Product fees and any other fees payable to AS & S.

Client“: A person attending or with a confirmed place to pursue academic studies at a AS & S Trading.

Client Account” means the account operated and maintained by AS & S to record fees, charges or other debts owed.

You” means the individual setting up a payment via the Online Payment Facility.

Payments Received” means when the payment credited to AS & S account.


All payments made on the Online Payment Facility are subject to the following conditions:

  1. You confirm that in using the Online Payment Facility you are authorized to use the credit card for the payment(s) you are making.
  2. Minors under the age of 18 are prohibited from using the Online Payment Facility and are not allowed to transact or use the Online Payment Facility.
  3. Payments Received will be posted to the Student’s account and you will receive a receipt  as your proof of payment.
  4. AS & S does not accept liability for a payment not reaching the correct Account where payment is, for any reason, refused or declined by the Card Supplier or the Online Payment Facility.
  5. If the Card Supplier or the Online Payment Facility declines payment, AS & S is under no obligation to bring this fact to your attention. It is your responsibility to check with the Card Supplier that payment has been deducted from the credit card account.
  6. It is the sole responsibility of you to ensure that the information entered in the relevant fields are correct. It is recommended that you take and retain a copy of the transaction for record keeping purposes, which might assist in resolution of any disputes that may arise out of usage of the Online Payment Facility.
  7. Before using this Online Payment Facility, it is recommended that you make necessary enquiry about the charges or fees payable to the Card Provider.
  8. AS & S reserves the right to decline the acceptance of an online payment if your account is in default for any reason.

Withdrawal & Refund policy

Refunds can only be credited back to the credit card used for the original transaction. In the event that a transaction becomes due for refund, AS & S will ask the bank to credit the credit card account used to effect the transaction, after deducting any charge that were incurred by AS & S for this transaction.

If the credit card has been canceled please ensure AS & S accounts is informed.

Service provider

Online payments of fees can be made by credit card.

Data protection and privacy

Any information collected by Taaleem about the student or parent will be collected in compliance with government legislation.

Variations to the terms and conditions

AS & S may make additions/deletions/alteration to these terms and conditions and the services offered, at its sole discretion. Taaleem reserves the right to withdraw the service at any time.

Liability and indemnity

No warranty, representation or guarantee, expressed or implied, is given by AS & S in respect of the operation of the Online Payment Facility or this website.

To the extent possible under applicable law AS & S excludes all liability which might otherwise arise, in contract, tort (including negligence) or on any other basis, as a result of your access to or use of the Online Payment Facility or website.

In using the Online Payment Facility or this website, you agree to indemnify and hold harmless AS & S and all AS & S schools and education initiatives, their subsidiaries and holding companies and each of their respective officers, directors, shareholders, employees, representatives and agents in full against any claims from other persons, firms and companies, and any associated losses, liabilities, damages or costs of any kind, that may arise as a result of your use of the Online Payment Facility or website (including any breach or suspected breach of these terms or conditions).

You agree, understand and confirm that your personal data including without limitation details relating to credit card transmitted over the Internet may be susceptible to misuse, hacking, theft and/or fraud.  AS & S does not accept or assume any liability in the event of such unauthorized interception, hacking or other unauthorized access to information provided by you.

AS & S shall not be liable for any inaccuracy, error or delay in, or omission of (a) any data, information or message, or (b) the transmission or delivery of any such data, information or message; or (c) any loss or damage arising from or occasioned by any such inaccuracy, error, delay or omission, non-performance or interruption in any such data, information or message. Under no circumstances shall AS & S, its employees, directors, and its third party agents involved in processing, delivering or managing the Online Payment Facility, be liable for any direct, indirect, incidental, special or consequential damages, or any damages whatsoever, including punitive or exemplary arising out of or in any way connected with the provision of or any inadequacy or deficiency in the provision of the Online Payment Facility or resulting from unauthorized access or alteration of transmissions of data or arising from suspension or termination of the Online Payment Facility.

Intellectual Property

All text, graphics, audio, video or image files, content, software, applications and information displayed on or available from this website, and all copyright, trade mark rights, design rights and other intellectual property rights in them (together, the “Proprietary Content”) are the property of  AS & S. This includes, without limitation, the organization and lay-out of the site and the underlying software.  Those rights are protected by laws and treaties around the world.  All such rights are reserved.

By using the website you’ are agreeing that Proprietary Content is available for personal use only and that you will not copy, reproduce, publish, distribute or dispose of in any way, any Proprietary Content.

Neither the Taaleem name nor any other Taaleem company name, trade mark, logo or design may be used or copied in any manner.


These terms and conditions, the Online Payment Facility and this website shall be governed by the laws of the Emirate of Dubai and the Federal Laws of the United Arab Emirates as they apply in the Emirate of Dubai.

Any dispute arising in relation to the terms and conditions will be submitted to a sole arbitrator appointed by AS & S. The venue of arbitration shall be in Dubai, United Arab Emirates.


If any of these terms and conditions are deemed invalid or unenforceable for any reason then the remaining terms and conditions will continue to apply.

Unless AS & S otherwise expressly agrees in writing, these terms and conditions constitute the entire agreement between you and Taaleem with respect to your use of the Online Payment Facility and the website and supersede all discussions, communications, conversations and agreements concerning the subject matter hereof.

If AS & S fails to insist that you perform any of your obligations under these terms and conditions, or if Taaleem do not enforce its rights against you, or if AS & S delays in doing so, that will not mean that Taaleem has waived its rights against you and will not mean that you do not have to comply with those obligations. If Taaleem does waive a default by you, AS & S will only do so in writing, and that will not mean that Taaleem will automatically waive any later default by you.

United Arab of Emirates is Al Shifa and Saada Trading L.L.C’s country of domicile.